The Maldives on a budget – Visit a local island

Most people think the Maldives are pretty expen­sive. That may be true for the resorts and water bunga­lows but I will show you how you can visit a local island in the Maldives on a budget.

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Stay on a local island

The Maldives is a popular desti­na­tion for luxury vaca­tions and honey­moons. But what many people don’t know is that you can also vaca­tion in the Maldives on a smaller budget, namely on a local island. This has been possible since 2010 when locals were allowed to open their own guest­houses and hotels. This way, you can enjoy a cheap vaca­tion and still expe­ri­ence the Maldives and its beau­tiful beaches. 

Our expenses

For one week and two people we paid 700 € (without flights).  Included are hotels, meals, trans­port and several snor­keling trips. We were very frugal regarding accom­mo­da­tion and food, but with 500 € for one week and person, you should defi­nitely be fine. 

Sure, it is more expen­sive compared to  the rest of South Asia but its the MALDIVES. I’m already thinking about coming back because it was so incred­ibly beau­tiful. 

How to choose an island

First of all you need to choose an island. The Maldives is made up of over 1000 indi­vidual islands, so it’s quite over­whelming at first. You land at Male Inter­na­tional Airport, near the capital Male in the North Male Atoll. You should choose your dream island(s) within this atoll. Basi­cally, the closer to the airport, the easier and cheaper it is to reach. 

Popular local islands include Dhig­urah, Fulidhoo, Maafushi, Thoddoo and Dhif­fushi. We opted for Thulus­dhoo and Dhif­fushi, but in the end we only stayed on Thulus­dhoo due to a cance­la­tion of our hotel.

  • Make sure that the trans­porta­tion to your island matches the arrival time of your flight. Other­wise you would have to spend a night on Male, where there is hardly any reason­ably priced accom­mo­da­tion.

  • Find out about the Bikini Beaches. You will prob­ably spend most of your time here, as swim­ming is only possible at desig­nated bikini beaches. It was impor­tant to us, that there was shade.

  • Check the prices of the hotels early enough. They can vary depending on the island.
crystal clear water on Thulusdhoo dream beach

The currency

The Maldi­vian currency is called the Maldi­vian Rufiyaa (MVR). You can either with­draw money from an ATM at the airport or, as we did, order dollars from your bank at home. Most places, espe­cially the touristy ones, accept dollars or price their goods and services in dollars. 

However, it’s handy to have some MVR when dining at local restau­rants. The owner of our apart­ment offered to exchange currency at a fair rate. He also mentioned that locals some­times try to scam tourists with the conver­sion rate when paying with dollars in local shops. So maybe ask about the exchange rate before­hand. 

Transportation on the Maldives

There are diffrent types of trans­porta­tion and it can be quite confusing because there is not much infor­ma­tion about sched­ules and prizes on the internet. These are the diffrent options to get to your island: 

Public ferry

This is a ferry locals use to get from one island to another or to Malé, the capital. This option is the cheapest at just a few dollars per trip. Most ferries travel to several islands on a fixed route. There is a timetable you should check before your trip. In our expe­ri­ence, the ferries only went there and back once a day. They do NOT run on fridays. They depart from the ferry terminal in Malé, so you have to get there from the airport first. 

However, this is easy to do with a ferry, which departs every few minutes on the right side of the entrance, or with a cab. The airport ferry takes only 15 minutes and coasts 15 MVR ($1). Note that travel times from Malé with the public ferry can be quite long. 

Public speedboat

If the ferry had been running at our arrival time, we would prob­ably have taken the ferry for cost reasons. But taking a public speed­boat is also a good option. Depending on the island, they run several times a day and are signif­i­cantly faster than the ferry. From the airport to Thulus­dhoo, for example, we paid $25 per person. However, you have to be prepared to be shaken up quite a bit.

For timeta­bles, prizes, and book­ings, I recom­mend the Odi app.  It is better to book at least a week in advance, as the provider is still confirming the booking. It worked well for us via the app.

The boats usually leave right at the main exit of the airport, near the smoking area. Get there in good time and keep an eye out for your boat. It can get quite hectic and there are no signs. 

Boat terminal right in front of the airport of the Maldives

Private speedboat

This option was out of the ques­tion for us, as it is the most expen­sive. However, if you are trav­eling in a group, it might be worth hiring your own speed­boat. Then the prices start at $65 per person. Perhaps the hotel can also orga­nize trans­porta­tion. It certainly doesn’t hurt to ask. 

Activities – What to do?

There are three main activ­i­ties you should enjoy during your trip: relaxing, watching the sunrise/sunset, and snorkeling/diving. In my opinion, it’s the perfect combi­na­tion for a beach holiday. Bring a book and enjoy the white sand beaches with their stun­ning turquoise waters. On most islands, you can watch both the sunrise and sunset because the islands are so small that you can walk from one end to the other. 

And of course, the high­light of the Maldives is the under­water world. We took three different snor­keling trips, which we booked directly at the beach on the same day. Just go to the beach and ask about the different tours and prices.

On Thulus­dhoo, there were snor­keling tours to Coral Gardens, a Shark Point, and a Turtle Point. They also offered dolphin tours, surf tours, and sand­bank tours. The price range was from $20 to $70. I think the tours do not vary much between the different islands. 

If you have a bit more money, you can also take diving lessons and go on amazing tours to beau­tiful under­water loca­tions. Even if the tours were a bit expen­sive for our budget, it was worth it. You don’t have the chance to see such an amazing under­water world in many places in the world.  

The food options

On our island, the only shops to buy food were very small mini-markets. As a result, we always went out for dinner and ate break­fast at the hotel. When dining out, be aware that there are both touristy and pricey restau­rants, as well as restau­rants where the locals eat. 

We always chose local restau­rants and never regretted it. We were also surprised by the variety of dishes avail­able. Cheaper options included fried rice/noodles, sand­wiches, and burgers. They also offered fresh fish, curries, and Western food at reason­able prices. For example, a satis­fying vege­tarian fried rice was about $3.

Note: On the local islands  the sale and consump­tion of alcohol are strictly prohib­ited. This means you won’t find any alcohol in local shops, restau­rants, or guest­houses.

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Picture of Hi, I am Anna :)

Hi, I am Anna 🙂

I love to be surrounded by the greenery and the sea, so I travel all over the world, when­ever I can. I travel on a budget, but my enjoy­ment of plan­ning still allows me to expe­ri­ence a lot.